Trading in your rearview mirror for a horizon of endless asphalt? The open road may sing with the promise of delivery, but beneath that sun-drenched surface lurks a hidden terrain of risk. In this world of heavy loads, long hauls, and split-second decisions, one misstep can send your financial stability careening off a cliff. That’s where TRUCKINGWITHEXCEL steps in, not just as an insurance provider, but as your guardian angel on four wheels.

Think of it like this: you’re cruising down the highway, a titan of steel thundering towards your destination. Suddenly, a hailstorm explodes like a shotgun blast, shattering your windshield and threatening your cargo. With the wrong insurance, you’re facing a financial blizzard of repairs and lost goods. But with TRUCKINGWITHEXCEL, you’re not alone. Our coverage acts like a bulletproof vest, deflecting the financial shrapnel and keeping your business afloat.

Shield Your Business Drives: Liability protection for company-owned and business-essential personal vehicles.

Physical damage protection commonly presents three selections for incidents or unforeseen events: comprehensive, specified loss causes, and collision. Comprehensive coverage addresses harm from causes aside from the vehicle’s collision with an object, including theft, fire, or vandalism. This operates alongside collision coverage, which shields against direct impacts with objects.

Provides coverage for physical damage during the transportation of goods. Typically, policies impose restrictions on specific items like tobacco, alcohol, and furs due to their susceptibility to special trade regulations.

Provides coverage for costs related to damage to third-party properties and bodily injuries in the event of an accident involving a non-company-owned vehicle used for business purposes.

Contingent auto liability coverage is mainly tailored for leasing companies that possess vehicles leased to clients. In leasing a vehicle, the company maintains legal ownership and might be implicated in a lawsuit arising from an accident with the leased vehicle. This coverage safeguards the company in such instances. Furthermore, trucking brokers who pair privately owned trucks with assignments also undertake liability and may encounter similar legal actions. Contingent auto liability coverage serves to shield the broker in such scenarios too.

Truckers frequently utilize trailers owned by others, and this insurance offers protection for any physical damage sustained by the trailer while under the driver’s care. However, for the insurance to apply to the trailer, there must be a valid “written trailer or equipment interchange agreement” in place.

Offers safeguarding for newly recruited drivers possessing limited experience or those who have recently obtained their CDLs (Commercial Driver’s Licenses). It specifically tackles the potential risks linked with inexperienced drivers, aiming to alleviate liability exposures. This coverage is precisely designed to furnish insurance protection for trucking companies that onboard new drivers.